- Getting Started
Home loan approvals soar for South African property market
As the housing demand increases, statistics show the number of home loan applications to be at its highest level in over three years.
So what is an Offer to Purchase and why do I need one?
An offer to purchase (OTP) is the document governing the sale agreement of a property between the buyer and seller. It is a legally binding contract, so it is important to take your time and complete it accurately.
How to clear your name if you’re blacklisted
Are you blacklisted and wondering how you’ll improve your credit rating to secure property finance? Is it possible to secure a home loan with a not so spotless credit record? It’s not impossible, but it depends on the overall history of your credit rating.
What are the benefits of a clear credit record?
Think of your credit record as your financial health record. It gives financial institutions the opportunity to see whether you’re a good candidate for financing.
Self-employed? Here's what you need to know when applying for a home loan
Applying for a home loan can be difficult, but applying for a home loan when you’re self-employed can sometimes seem impossible.
Home Loans for foreigners in South Africa
Buying a home in South Africa is enticing for various reasons but particularly for foreigners as the value of the South African Rand draws larger amounts of expat investors.
Things to look out for when buying an old house
There are a few things you must look out for when buying an old house. Make an informed decision with some help from MortgageMe
The Ultimate Moving House Checklist
Moving can be very stressful, this is why we’ve created a moving house checklist to help you stay sane.
How to decorate your dream home
Your home is one of the biggest investments you’ll make in your lifetime. You’ve signed on the dotted line and it’s time to collect the keys. Next step: Decorating your dream home.
How to Buy a Home: A Step-by-Step for First Time Buyers
All you need to know about the home buying process for first time buyers in South Africa.
Now's The Time: Home Loans are Cheaper and Banks Are Eager to Lend
The rate cut is expected to bring relief to indebted consumers and makes their willingness to lend all the more competitive
Hidden costs you should be aware of when buying or renting a home in South Africa
Let's take a look at some of the other financial aspects of buying a house, including the pros and cons of buying vs renting.
Is owning a property really better than renting?
Buying a home is a huge financial commitment, but there are home finance experts such as MortgageMe to help you along this journey.
Our Advice for First Time Home Buyers
Before you take the plunge and sign on the dotted line, there are a few things you need to know about becoming a first-time home buyer.
What You Need to Know About Home Refinancing
When done correctly under the supervision or counsel of a financial advisor, refinancing your home loan is a smart financial decision for any homeowner.